HOW DO I APPLY FOR LIFE INSURANCE?
Once you've chosen the type and amount of life insurance that works for you, you'll need to take a few more steps to obtain your life insurance policy. Here's what to expect:
Who needs life insurance?
MyNextInsurance recommends life insurance if anyone depends on you financially. For many people, the best option is term life insurance, which lasts for a limited time. Others may need permanent insurance, which doesn’t expire as long as premiums are paid.
Whole life insurance and other forms of permanent coverage can be useful if you want to provide money for your heirs regardless of when you die. A permanent life insurance policy can also be useful if you want to spend your retirement savings but still leave an inheritance or money for final expenses, such as funeral costs.
Compare life insurance quotes online
Term life insurance usually offers more affordable payments than permanent life insurance.
A whole life policy features fixed premiums and a cash value component that you may be able to borrow against over time.
A universal life insurance policy offers the flexibility to change your premium payments and death benefit amount as your needs change.
Also known as burial insurance, final expense insurance covers funeral costs, hospital bills, and related expenses. It doesn't require a medical exam.
Compare life insurance rates instantly
You can instantly compare life insurance policy options and estimated rates from several leading life insurance companies for a quick and easy approval. Coverage options begin at $5,000 and go all the way up to $1 million. The younger and healthier you are, the more affordable your rates can be.Get Started
WHAT CLIENTS SAYS
People have great things to say about MyNextInsurance.net
Elizabeth – La Jolla, CA
Our MyNextInsurance agent was excellent. She explained our Life Insurance choices and followed up at every level.
Leon – Washington, DC
With so many options and changes with life insurance, we really need the help MyNextInsurance.net provides.
Kathy – Oak Hills, CA
So happy to have been presented with affordable life insurance that fits my needs and the experience was wonderful!